• Minimum opening deposit - $100
• Unlimited deposits and check writing
• Free 24-Hour account access through eBanking or 24-Hour Banking Anytime line
• $5.00 service charge applies every statement cycle if average daily balance falls below $500 during the statement cycle. Service charge WAIVED if receiving E-Statements or Direct Deposit or if average daily balance of deposit accounts with the Bank are $25,000 or greater.
• Visa Debit Card – $1.00 per card per statement cycle. Fee WAIVED if receiving E-Statements or Direct Deposit. Card Subject to Approval
• FREE Online Bill Pay
• Monthly statement with images
• $2.00 Postage and Handling fee applies if receiving paper statements. Postage and Handling fee WAIVED if receiving E-Statements or overall deposit relationship is $25,000.00 or more
• If account is closed within 90 days of opening, a $25.00 charge may apply before the account is closed
• Overdraft Protection is a discretionary service offered with this account. It requires no action on your part and, provided your account is in good standing, will automatically be available for checks and transactions made through your checking account after your account has been active for 90 days. Debit card and ATM transactions are not covered, however you can opt in to this service at any of our locations.

  For more information regarding Overdraft Protection and our standard overdraft practices, please click here or contact any of our convenient locations.
  
  

    Basic Checking 

• Minimum opening deposit - $100
• Unlimited deposits and check writing
• Great for customers who do not receive a Direct Deposit
• Free 24-Hour account access through eBanking or 24-Hour Banking Anytime line
• No service charge
• Free Visa Debit Card (limit 2 free cards per account; each additional card $1.00 per card per statement cycle). Card Subject to Approval
• FREE Online Bill Pay
• Monthly statement – images received with E-Statements only
• $2.00 Postage and Handling fee applies if receiving paper statements. Postage and Handling fee WAIVED if receiving E-Statements or if overall average daily balance in deposit relationship is $25,000.00 or more
• If account is closed within 90 days of opening, a $25.00 charge may apply before the account is closed.
  
  

    Student Checking 

• Minimum opening deposit - $50
• Unlimited deposits and check writing
• Free 24-Hour account access through eBanking or 24-Hour Banking Anytime line
• Full-time students age 26 and under
• Visa Debit Card – $1.00 per card per statement cycle. Fee WAIVED if receiving E-Statements or Direct Deposit. Card Subject to Approval
• FREE Online Bill Pay
• Monthly statement with images
• $2.00 Postage and Handling fee applies if receiving paper statements. Postage and Handling fee WAIVED if receiving E-Statements or overall deposit relationship is $25,000.00 or more.
• If account is closed within 90 days of opening, a $25.00 charge may apply before the account is closed